Moving from Duluth to Denver (2026)

Denver has a COL index of 122 vs 87 for Duluth (100 = US average). Expect to pay about 40% more for the same lifestyle.

Pay ~$851 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
87122
100 = US avg
1BR rent
$1,200$2,000
per month
State tax
9.9%4.4%
income tax
Take-home at $75K
$4,122$4,466
per month

Salary needed in Denver to match your Duluth lifestyle

Based on the 40% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Denver
$40K$56,092
$50K$70,115
$60K$84,138
$75K$105,172
$80K$112,184
$100K$140,230
$120K$168,276
$150K$210,345

Monthly budget at $75K — Duluth vs Denver

ExpenseDuluthDenver
Monthly take-home$4,122$4,466
1BR rent$1,200$2,000
Groceries$369$388
Transport$60$114
Utilities$165$140
Internet$62$65
Left after essentials$2,266$1,759

Frequently asked questions

Is Denver cheaper than Duluth?

No. Denver has a cost of living index of 122 vs 87 for Duluth (100 = US average). That's about 40% more expensive.

How much will I save moving from Duluth to Denver?

On a $75K salary, core expenses in Denver run about $851/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Denver to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $105,172/year in Denver. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only