Moving from Duluth to Columbia (2026)

Columbia has a COL index of 87 vs 87 for Duluth (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$12 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8787
100 = US avg
1BR rent
$1,200$1,250
per month
State tax
9.9%6.2%
income tax
Take-home at $75K
$4,122$4,353
per month

Salary needed in Columbia to match your Duluth lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Columbia
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Duluth vs Columbia

ExpenseDuluthColumbia
Monthly take-home$4,122$4,353
1BR rent$1,200$1,250
Groceries$369$361
Transport$60$45
Utilities$165$152
Internet$62$60
Left after essentials$2,266$2,485

Frequently asked questions

Is Columbia cheaper than Duluth?

No. Columbia has a cost of living index of 87 vs 87 for Duluth (100 = US average). That's about 0% more expensive.

How much will I save moving from Duluth to Columbia?

On a $75K salary, core expenses in Columbia run about $12/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Columbia to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $75,000/year in Columbia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only