Moving from Duluth to Baltimore (2026)

Baltimore has a COL index of 110 vs 87 for Duluth (100 = US average). Expect to pay about 26% more for the same lifestyle.

Pay ~$763 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
87110
100 = US avg
1BR rent
$1,200$1,900
per month
State tax
9.9%4.8%
income tax
Take-home at $75K
$4,122$4,441
per month

Salary needed in Baltimore to match your Duluth lifestyle

Based on the 26% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Baltimore
$40K$50,575
$50K$63,218
$60K$75,862
$75K$94,828
$80K$101,149
$100K$126,437
$120K$151,724
$150K$189,655

Monthly budget at $75K — Duluth vs Baltimore

ExpenseDuluthBaltimore
Monthly take-home$4,122$4,441
1BR rent$1,200$1,900
Groceries$369$391
Transport$60$88
Utilities$165$175
Internet$62$65
Left after essentials$2,266$1,822

Frequently asked questions

Is Baltimore cheaper than Duluth?

No. Baltimore has a cost of living index of 110 vs 87 for Duluth (100 = US average). That's about 26% more expensive.

How much will I save moving from Duluth to Baltimore?

On a $75K salary, core expenses in Baltimore run about $763/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Baltimore to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $94,828/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only