Moving from Detroit to Memphis (2026)

Memphis has a COL index of 83 vs 87 for Detroit (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$132/mo
on core expenses · $75K salary baseline

Key differences

COL index
8783
100 = US avg
1BR rent
$1,200$1,100
per month
State tax
4.1%None
income tax
Take-home at $75K
$4,484$4,741
per month

Salary needed in Memphis to match your Detroit lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in DetroitEquivalent in Memphis
$40K$38,161
$50K$47,701
$60K$57,241
$75K$71,552
$80K$76,322
$100K$95,402
$120K$114,483
$150K$143,103

Monthly budget at $75K — Detroit vs Memphis

ExpenseDetroitMemphis
Monthly take-home$4,484$4,741
1BR rent$1,200$1,100
Groceries$369$357
Transport$65$55
Utilities$175$170
Internet$60$55
Left after essentials$2,615$3,004

Frequently asked questions

Is Memphis cheaper than Detroit?

Yes. Memphis has a cost of living index of 83 vs 87 for Detroit (100 = US average). That's about 5% cheaper.

How much will I save moving from Detroit to Memphis?

On a $75K salary, moving from Detroit to Memphis could save roughly $132/month on core expenses. That's ~$1,584/year.

What salary do I need in Memphis to match my Detroit lifestyle?

To maintain the same purchasing power as $75,000 in Detroit, you'd need roughly $71,552/year in Memphis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only