Moving from Des Moines to Rockford (2026)

Rockford has a COL index of 82 vs 87 for Des Moines (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$157/mo
on core expenses · $75K salary baseline

Key differences

COL index
8782
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
5.7%5%
income tax
Take-home at $75K
$4,384$4,428
per month

Salary needed in Rockford to match your Des Moines lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in Des MoinesEquivalent in Rockford
$40K$37,701
$50K$47,126
$60K$56,552
$75K$70,690
$80K$75,402
$100K$94,253
$120K$113,103
$150K$141,379

Monthly budget at $75K — Des Moines vs Rockford

ExpenseDes MoinesRockford
Monthly take-home$4,384$4,428
1BR rent$1,200$1,050
Groceries$365$357
Transport$50$50
Utilities$155$158
Internet$60$58
Left after essentials$2,554$2,755

Frequently asked questions

Is Rockford cheaper than Des Moines?

Yes. Rockford has a cost of living index of 82 vs 87 for Des Moines (100 = US average). That's about 6% cheaper.

How much will I save moving from Des Moines to Rockford?

On a $75K salary, moving from Des Moines to Rockford could save roughly $157/month on core expenses. That's ~$1,884/year.

What salary do I need in Rockford to match my Des Moines lifestyle?

To maintain the same purchasing power as $75,000 in Des Moines, you'd need roughly $70,690/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only