Moving from Des Moines to Richmond (2026)
Richmond has a COL index of 98 vs 87 for Des Moines (100 = US average). Expect to pay about 13% more for the same lifestyle.
Key differences
Salary needed in Richmond to match your Des Moines lifestyle
Based on the 13% cost of living increase between the two cities.
| Your salary in Des Moines | Equivalent in Richmond |
|---|---|
| $40K | $45,057 |
| $50K | $56,322 |
| $60K | $67,586 |
| $75K | $84,483 |
| $80K | $90,115 |
| $100K | $112,644 |
| $120K | $135,172 |
| $150K | $168,966 |
Monthly budget at $75K — Des Moines vs Richmond
| Expense | Des Moines | Richmond |
|---|---|---|
| Monthly take-home | $4,384 | $4,378 |
| 1BR rent | $1,200 | $1,600 |
| Groceries | $365 | $369 |
| Transport | $50 | $70 |
| Utilities | $155 | $155 |
| Internet | $60 | $60 |
| Left after essentials | $2,554 | $2,124 |
Frequently asked questions
Is Richmond cheaper than Des Moines?
No. Richmond has a cost of living index of 98 vs 87 for Des Moines (100 = US average). That's about 13% more expensive.
How much will I save moving from Des Moines to Richmond?
On a $75K salary, core expenses in Richmond run about $424/month more than Des Moines. Factor this into your salary negotiation when relocating.
What salary do I need in Richmond to match my Des Moines lifestyle?
To maintain the same purchasing power as $75,000 in Des Moines, you'd need roughly $84,483/year in Richmond. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only