Moving from Des Moines to McAllen (2026)

McAllen has a COL index of 78 vs 87 for Des Moines (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$282/mo
on core expenses · $75K salary baseline

Key differences

COL index
8778
100 = US avg
1BR rent
$1,200$950
per month
State tax
5.7%None
income tax
Take-home at $75K
$4,384$4,741
per month

Salary needed in McAllen to match your Des Moines lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in Des MoinesEquivalent in McAllen
$40K$35,862
$50K$44,828
$60K$53,793
$75K$67,241
$80K$71,724
$100K$89,655
$120K$107,586
$150K$134,483

Monthly budget at $75K — Des Moines vs McAllen

ExpenseDes MoinesMcAllen
Monthly take-home$4,384$4,741
1BR rent$1,200$950
Groceries$365$338
Transport$50$35
Utilities$155$165
Internet$60$60
Left after essentials$2,554$3,193

Frequently asked questions

Is McAllen cheaper than Des Moines?

Yes. McAllen has a cost of living index of 78 vs 87 for Des Moines (100 = US average). That's about 10% cheaper.

How much will I save moving from Des Moines to McAllen?

On a $75K salary, moving from Des Moines to McAllen could save roughly $282/month on core expenses. That's ~$3,384/year.

What salary do I need in McAllen to match my Des Moines lifestyle?

To maintain the same purchasing power as $75,000 in Des Moines, you'd need roughly $67,241/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only