Moving from Denver to Richmond (2026)
Richmond has a COL index of 98 vs 122 for Denver (100 = US average). You'd pay about 20% less for the same lifestyle.
Save ~$453/mo
on core expenses · $75K salary baseline
Key differences
COL index
12298
100 = US avg
1BR rent
$2,000$1,600
per month
State tax
4.4%5.8%
income tax
Take-home at $75K
$4,466$4,378
per month
Salary needed in Richmond to match your Denver lifestyle
Based on the 20% cost of living decrease between the two cities.
| Your salary in Denver | Equivalent in Richmond |
|---|---|
| $40K | $32,131 |
| $50K | $40,164 |
| $60K | $48,197 |
| $75K | $60,246 |
| $80K | $64,262 |
| $100K | $80,328 |
| $120K | $96,393 |
| $150K | $120,492 |
Monthly budget at $75K — Denver vs Richmond
| Expense | Denver | Richmond |
|---|---|---|
| Monthly take-home | $4,466 | $4,378 |
| 1BR rent | $2,000 | $1,600 |
| Groceries | $388 | $369 |
| Transport | $114 | $70 |
| Utilities | $140 | $155 |
| Internet | $65 | $60 |
| Left after essentials | $1,759 | $2,124 |
Frequently asked questions
Is Richmond cheaper than Denver?
Yes. Richmond has a cost of living index of 98 vs 122 for Denver (100 = US average). That's about 20% cheaper.
How much will I save moving from Denver to Richmond?
On a $75K salary, moving from Denver to Richmond could save roughly $453/month on core expenses. That's ~$5,436/year.
What salary do I need in Richmond to match my Denver lifestyle?
To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $60,246/year in Richmond. This is based on the overall COL index difference between the two cities.
Moving from Richmond to DenverDenver vs Richmond — full comparisonDenver cost of livingRichmond cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only