Moving from Denver to Billings (2026)

Billings has a COL index of 89 vs 122 for Denver (100 = US average). You'd pay about 27% less for the same lifestyle.

Save ~$880/mo
on core expenses · $75K salary baseline

Key differences

COL index
12289
100 = US avg
1BR rent
$2,000$1,200
per month
State tax
4.4%6.8%
income tax
Take-home at $75K
$4,466$4,316
per month

Salary needed in Billings to match your Denver lifestyle

Based on the 27% cost of living decrease between the two cities.

Your salary in DenverEquivalent in Billings
$40K$29,180
$50K$36,475
$60K$43,770
$75K$54,713
$80K$58,361
$100K$72,951
$120K$87,541
$150K$109,426

Monthly budget at $75K — Denver vs Billings

ExpenseDenverBillings
Monthly take-home$4,466$4,316
1BR rent$2,000$1,200
Groceries$388$369
Transport$114$42
Utilities$140$148
Internet$65$68
Left after essentials$1,759$2,489

Frequently asked questions

Is Billings cheaper than Denver?

Yes. Billings has a cost of living index of 89 vs 122 for Denver (100 = US average). That's about 27% cheaper.

How much will I save moving from Denver to Billings?

On a $75K salary, moving from Denver to Billings could save roughly $880/month on core expenses. That's ~$10,560/year.

What salary do I need in Billings to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $54,713/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only