Moving from Dayton to Springfield (2026)

Springfield has a COL index of 98 vs 83 for Dayton (100 = US average). Expect to pay about 18% more for the same lifestyle.

Pay ~$422 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8398
100 = US avg
1BR rent
$1,100$1,450
per month
State tax
3.5%5%
income tax
Take-home at $75K
$4,522$4,428
per month

Salary needed in Springfield to match your Dayton lifestyle

Based on the 18% cost of living increase between the two cities.

Your salary in DaytonEquivalent in Springfield
$40K$47,229
$50K$59,036
$60K$70,843
$75K$88,554
$80K$94,458
$100K$118,072
$120K$141,687
$150K$177,108

Monthly budget at $75K — Dayton vs Springfield

ExpenseDaytonSpringfield
Monthly take-home$4,522$4,428
1BR rent$1,100$1,450
Groceries$361$391
Transport$60$72
Utilities$162$185
Internet$58$65
Left after essentials$2,781$2,265

Frequently asked questions

Is Springfield cheaper than Dayton?

No. Springfield has a cost of living index of 98 vs 83 for Dayton (100 = US average). That's about 18% more expensive.

How much will I save moving from Dayton to Springfield?

On a $75K salary, core expenses in Springfield run about $422/month more than Dayton. Factor this into your salary negotiation when relocating.

What salary do I need in Springfield to match my Dayton lifestyle?

To maintain the same purchasing power as $75,000 in Dayton, you'd need roughly $88,554/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only