Moving from Dayton to Providence (2026)

Providence has a COL index of 108 vs 83 for Dayton (100 = US average). Expect to pay about 30% more for the same lifestyle.

Pay ~$796 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83108
100 = US avg
1BR rent
$1,100$1,800
per month
State tax
3.5%6%
income tax
Take-home at $75K
$4,522$4,366
per month

Salary needed in Providence to match your Dayton lifestyle

Based on the 30% cost of living increase between the two cities.

Your salary in DaytonEquivalent in Providence
$40K$52,048
$50K$65,060
$60K$78,072
$75K$97,590
$80K$104,096
$100K$130,120
$120K$156,145
$150K$195,181

Monthly budget at $75K — Dayton vs Providence

ExpenseDaytonProvidence
Monthly take-home$4,522$4,366
1BR rent$1,100$1,800
Groceries$361$399
Transport$60$75
Utilities$162$195
Internet$58$68
Left after essentials$2,781$1,829

Frequently asked questions

Is Providence cheaper than Dayton?

No. Providence has a cost of living index of 108 vs 83 for Dayton (100 = US average). That's about 30% more expensive.

How much will I save moving from Dayton to Providence?

On a $75K salary, core expenses in Providence run about $796/month more than Dayton. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Dayton lifestyle?

To maintain the same purchasing power as $75,000 in Dayton, you'd need roughly $97,590/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only