Moving from Dayton to Lima (2026)

Lima has a COL index of 40 vs 83 for Dayton (100 = US average). You'd pay about 52% less for the same lifestyle.

Save ~$819/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
83 โ†’ 40
100 = US avg
1BR rent
$1,100 โ†’ $500
per month
State tax
3.5% โ†’ None
income tax
COL difference
83 โ†’ 40
52% cheaper

Salary needed in Lima to match your Dayton lifestyle

Based on the 52% cost of living decrease between the two cities.

Your salary in DaytonEquivalent in Lima
$40K$19,277
$50K$24,096
$60K$28,916
$75K$36,145
$80K$38,554
$100K$48,193
$120K$57,831
$150K$72,289

Adjust your salary

Save ~$631/moon core expenses at $75K

Monthly budget at $75K โ€” Dayton vs Lima

ExpenseDaytonLima
Monthly take-home$4,522$4,741
1BR rent$1,100$500
Groceries$361$380
Transport$60$150
Utilities$162$55
Internet$58$25
Left after essentials$2,781$3,631

30-Year Wealth Builder

If you invest your monthly savings of $631 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$769,802

over 30 years compared to staying in Dayton โ€” that's the real price of a city.

$631/mo invested

Frequently asked questions

Is Lima cheaper than Dayton?

Yes. Lima has a cost of living index of 40 vs 83 for Dayton (100 = US average). That's about 52% cheaper.

How much will I save moving from Dayton to Lima?

On a $75K salary, moving from Dayton to Lima saves roughly $819/month on core expenses. That's ~$9,828/year.

What salary do I need in Lima to match my Dayton lifestyle?

To maintain the same purchasing power as $75,000 in Dayton, you'd need roughly $36,145/year in Lima. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only