Moving from Concord to Providence (2026)

Providence has a COL index of 108 vs 92 for Concord (100 = US average). Expect to pay about 17% more for the same lifestyle.

Pay ~$418 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
92108
100 = US avg
1BR rent
$1,500$1,800
per month
State tax
4.5%6%
income tax
Take-home at $75K
$4,459$4,366
per month

Salary needed in Providence to match your Concord lifestyle

Based on the 17% cost of living increase between the two cities.

Your salary in ConcordEquivalent in Providence
$40K$46,957
$50K$58,696
$60K$70,435
$75K$88,043
$80K$93,913
$100K$117,391
$120K$140,870
$150K$176,087

Monthly budget at $75K — Concord vs Providence

ExpenseConcordProvidence
Monthly take-home$4,459$4,366
1BR rent$1,500$1,800
Groceries$365$399
Transport$42$75
Utilities$152$195
Internet$60$68
Left after essentials$2,340$1,829

Frequently asked questions

Is Providence cheaper than Concord?

No. Providence has a cost of living index of 108 vs 92 for Concord (100 = US average). That's about 17% more expensive.

How much will I save moving from Concord to Providence?

On a $75K salary, core expenses in Providence run about $418/month more than Concord. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Concord lifestyle?

To maintain the same purchasing power as $75,000 in Concord, you'd need roughly $88,043/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only