Moving from Concord to Lincoln (2026)

Lincoln has a COL index of 86 vs 92 for Concord (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$354/mo
on core expenses · $75K salary baseline

Key differences

COL index
9286
100 = US avg
1BR rent
$1,500$1,150
per month
State tax
4.5%5.8%
income tax
Take-home at $75K
$4,459$4,378
per month

Salary needed in Lincoln to match your Concord lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in ConcordEquivalent in Lincoln
$40K$37,391
$50K$46,739
$60K$56,087
$75K$70,109
$80K$74,783
$100K$93,478
$120K$112,174
$150K$140,217

Monthly budget at $75K — Concord vs Lincoln

ExpenseConcordLincoln
Monthly take-home$4,459$4,378
1BR rent$1,500$1,150
Groceries$365$357
Transport$42$48
Utilities$152$152
Internet$60$58
Left after essentials$2,340$2,613

Frequently asked questions

Is Lincoln cheaper than Concord?

Yes. Lincoln has a cost of living index of 86 vs 92 for Concord (100 = US average). That's about 7% cheaper.

How much will I save moving from Concord to Lincoln?

On a $75K salary, moving from Concord to Lincoln could save roughly $354/month on core expenses. That's ~$4,248/year.

What salary do I need in Lincoln to match my Concord lifestyle?

To maintain the same purchasing power as $75,000 in Concord, you'd need roughly $70,109/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only