Moving from Columbia to Lima (2026)

Lima has a COL index of 40 vs 87 for Columbia (100 = US average). You'd pay about 54% less for the same lifestyle.

Save ~$1,138/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
87 โ†’ 40
100 = US avg
1BR rent
$1,250 โ†’ $500
per month
State tax
6.2% โ†’ None
income tax
COL difference
87 โ†’ 40
54% cheaper

Salary needed in Lima to match your Columbia lifestyle

Based on the 54% cost of living decrease between the two cities.

Your salary in ColumbiaEquivalent in Lima
$40K$18,391
$50K$22,989
$60K$27,586
$75K$34,483
$80K$36,782
$100K$45,977
$120K$55,172
$150K$68,966

Adjust your salary

Save ~$758/moon core expenses at $75K

Monthly budget at $75K โ€” Columbia vs Lima

ExpenseColumbiaLima
Monthly take-home$4,353$4,741
1BR rent$1,250$500
Groceries$361$380
Transport$45$150
Utilities$152$55
Internet$60$25
Left after essentials$2,485$3,631

30-Year Wealth Builder

If you invest your monthly savings of $758 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$924,738

over 30 years compared to staying in Columbia โ€” that's the real price of a city.

$758/mo invested

Frequently asked questions

Is Lima cheaper than Columbia?

Yes. Lima has a cost of living index of 40 vs 87 for Columbia (100 = US average). That's about 54% cheaper.

How much will I save moving from Columbia to Lima?

On a $75K salary, moving from Columbia to Lima saves roughly $1,138/month on core expenses. That's ~$13,656/year.

What salary do I need in Lima to match my Columbia lifestyle?

To maintain the same purchasing power as $75,000 in Columbia, you'd need roughly $34,483/year in Lima. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only