Moving from Columbia to Madison (2026)

Madison has a COL index of 97 vs 88 for Columbia (100 = US average). Expect to pay about 10% more for the same lifestyle.

Pay ~$443 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8897
100 = US avg
1BR rent
$1,250$1,650
per month
State tax
4.7%7.7%
income tax
Take-home at $75K
$4,447$4,259
per month

Salary needed in Madison to match your Columbia lifestyle

Based on the 10% cost of living increase between the two cities.

Your salary in ColumbiaEquivalent in Madison
$40K$44,091
$50K$55,114
$60K$66,136
$75K$82,670
$80K$88,182
$100K$110,227
$120K$132,273
$150K$165,341

Monthly budget at $75K — Columbia vs Madison

ExpenseColumbiaMadison
Monthly take-home$4,447$4,259
1BR rent$1,250$1,650
Groceries$365$384
Transport$45$62
Utilities$158$162
Internet$60$63
Left after essentials$2,569$1,938

Frequently asked questions

Is Madison cheaper than Columbia?

No. Madison has a cost of living index of 97 vs 88 for Columbia (100 = US average). That's about 10% more expensive.

How much will I save moving from Columbia to Madison?

On a $75K salary, core expenses in Madison run about $443/month more than Columbia. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Columbia lifestyle?

To maintain the same purchasing power as $75,000 in Columbia, you'd need roughly $82,670/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only