Moving from Colorado Springs to Carmel (2026)

Carmel has a COL index of 98 vs 95 for Colorado Springs (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$57 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9598
100 = US avg
1BR rent
$1,500$1,450
per month
State tax
4.4%3.2%
income tax
Take-home at $75K
$4,466$4,541
per month

Salary needed in Carmel to match your Colorado Springs lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in Colorado SpringsEquivalent in Carmel
$40K$41,263
$50K$51,579
$60K$61,895
$75K$77,368
$80K$82,526
$100K$103,158
$120K$123,789
$150K$154,737

Monthly budget at $75K — Colorado Springs vs Carmel

ExpenseColorado SpringsCarmel
Monthly take-home$4,466$4,541
1BR rent$1,500$1,450
Groceries$372$376
Transport$55$40
Utilities$145$152
Internet$65$62
Left after essentials$2,329$2,461

Frequently asked questions

Is Carmel cheaper than Colorado Springs?

No. Carmel has a cost of living index of 98 vs 95 for Colorado Springs (100 = US average). That's about 3% more expensive.

How much will I save moving from Colorado Springs to Carmel?

On a $75K salary, moving from Colorado Springs to Carmel could save roughly $57/month on core expenses. That's ~$684/year.

What salary do I need in Carmel to match my Colorado Springs lifestyle?

To maintain the same purchasing power as $75,000 in Colorado Springs, you'd need roughly $77,368/year in Carmel. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only