Moving from Cleveland to Albany (2026)

Albany has a COL index of 92 vs 85 for Cleveland (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$179 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8592
100 = US avg
1BR rent
$1,250$1,400
per month
State tax
3.5%6.9%
income tax
Take-home at $75K
$4,522$4,309
per month

Salary needed in Albany to match your Cleveland lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in ClevelandEquivalent in Albany
$40K$43,294
$50K$54,118
$60K$64,941
$75K$81,176
$80K$86,588
$100K$108,235
$120K$129,882
$150K$162,353

Monthly budget at $75K — Cleveland vs Albany

ExpenseClevelandAlbany
Monthly take-home$4,522$4,309
1BR rent$1,250$1,400
Groceries$369$380
Transport$72$68
Utilities$168$185
Internet$60$65
Left after essentials$2,603$2,211

Frequently asked questions

Is Albany cheaper than Cleveland?

No. Albany has a cost of living index of 92 vs 85 for Cleveland (100 = US average). That's about 8% more expensive.

How much will I save moving from Cleveland to Albany?

On a $75K salary, core expenses in Albany run about $179/month more than Cleveland. Factor this into your salary negotiation when relocating.

What salary do I need in Albany to match my Cleveland lifestyle?

To maintain the same purchasing power as $75,000 in Cleveland, you'd need roughly $81,176/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only