Moving from Cincinnati to Missoula (2026)

Missoula has a COL index of 97 vs 87 for Cincinnati (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$25 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8797
100 = US avg
1BR rent
$1,300$1,300
per month
State tax
3.5%6.8%
income tax
Take-home at $75K
$4,522$4,316
per month

Salary needed in Missoula to match your Cincinnati lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in CincinnatiEquivalent in Missoula
$40K$44,598
$50K$55,747
$60K$66,897
$75K$83,621
$80K$89,195
$100K$111,494
$120K$133,793
$150K$167,241

Monthly budget at $75K — Cincinnati vs Missoula

ExpenseCincinnatiMissoula
Monthly take-home$4,522$4,316
1BR rent$1,300$1,300
Groceries$369$376
Transport$65$45
Utilities$165$145
Internet$60$68
Left after essentials$2,563$2,382

Frequently asked questions

Is Missoula cheaper than Cincinnati?

No. Missoula has a cost of living index of 97 vs 87 for Cincinnati (100 = US average). That's about 11% more expensive.

How much will I save moving from Cincinnati to Missoula?

On a $75K salary, moving from Cincinnati to Missoula could save roughly $25/month on core expenses. That's ~$300/year.

What salary do I need in Missoula to match my Cincinnati lifestyle?

To maintain the same purchasing power as $75,000 in Cincinnati, you'd need roughly $83,621/year in Missoula. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only