Moving from Cincinnati to Jacksonville (2026)

Jacksonville has a COL index of 93 vs 87 for Cincinnati (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$358 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8793
100 = US avg
1BR rent
$1,300$1,650
per month
State tax
3.5%None
income tax
Take-home at $75K
$4,522$4,741
per month

Salary needed in Jacksonville to match your Cincinnati lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in CincinnatiEquivalent in Jacksonville
$40K$42,759
$50K$53,448
$60K$64,138
$75K$80,172
$80K$85,517
$100K$106,897
$120K$128,276
$150K$160,345

Monthly budget at $75K — Cincinnati vs Jacksonville

ExpenseCincinnatiJacksonville
Monthly take-home$4,522$4,741
1BR rent$1,300$1,650
Groceries$369$365
Transport$65$50
Utilities$165$190
Internet$60$62
Left after essentials$2,563$2,424

Frequently asked questions

Is Jacksonville cheaper than Cincinnati?

No. Jacksonville has a cost of living index of 93 vs 87 for Cincinnati (100 = US average). That's about 7% more expensive.

How much will I save moving from Cincinnati to Jacksonville?

On a $75K salary, core expenses in Jacksonville run about $358/month more than Cincinnati. Factor this into your salary negotiation when relocating.

What salary do I need in Jacksonville to match my Cincinnati lifestyle?

To maintain the same purchasing power as $75,000 in Cincinnati, you'd need roughly $80,172/year in Jacksonville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only