Moving from Chattanooga to Wilmington (2026)
Wilmington has a COL index of 93 vs 86 for Chattanooga (100 = US average). Expect to pay about 8% more for the same lifestyle.
Key differences
Salary needed in Wilmington to match your Chattanooga lifestyle
Based on the 8% cost of living increase between the two cities.
| Your salary in Chattanooga | Equivalent in Wilmington |
|---|---|
| $40K | $43,256 |
| $50K | $54,070 |
| $60K | $64,884 |
| $75K | $81,105 |
| $80K | $86,512 |
| $100K | $108,140 |
| $120K | $129,767 |
| $150K | $162,209 |
Monthly budget at $75K — Chattanooga vs Wilmington
| Expense | Chattanooga | Wilmington |
|---|---|---|
| Monthly take-home | $4,741 | $4,459 |
| 1BR rent | $1,250 | $1,550 |
| Groceries | $357 | $372 |
| Transport | $45 | $45 |
| Utilities | $165 | $158 |
| Internet | $58 | $62 |
| Left after essentials | $2,866 | $2,272 |
Frequently asked questions
Is Wilmington cheaper than Chattanooga?
No. Wilmington has a cost of living index of 93 vs 86 for Chattanooga (100 = US average). That's about 8% more expensive.
How much will I save moving from Chattanooga to Wilmington?
On a $75K salary, core expenses in Wilmington run about $312/month more than Chattanooga. Factor this into your salary negotiation when relocating.
What salary do I need in Wilmington to match my Chattanooga lifestyle?
To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $81,105/year in Wilmington. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only