Moving from Chattanooga to Rockford (2026)

Rockford has a COL index of 82 vs 86 for Chattanooga (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$202/mo
on core expenses · $75K salary baseline

Key differences

COL index
8682
100 = US avg
1BR rent
$1,250$1,050
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Rockford to match your Chattanooga lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in ChattanoogaEquivalent in Rockford
$40K$38,140
$50K$47,674
$60K$57,209
$75K$71,512
$80K$76,279
$100K$95,349
$120K$114,419
$150K$143,023

Monthly budget at $75K — Chattanooga vs Rockford

ExpenseChattanoogaRockford
Monthly take-home$4,741$4,428
1BR rent$1,250$1,050
Groceries$357$357
Transport$45$50
Utilities$165$158
Internet$58$58
Left after essentials$2,866$2,755

Frequently asked questions

Is Rockford cheaper than Chattanooga?

Yes. Rockford has a cost of living index of 82 vs 86 for Chattanooga (100 = US average). That's about 5% cheaper.

How much will I save moving from Chattanooga to Rockford?

On a $75K salary, moving from Chattanooga to Rockford could save roughly $202/month on core expenses. That's ~$2,424/year.

What salary do I need in Rockford to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $71,512/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only