Moving from Chattanooga to Des Moines (2026)

Des Moines has a COL index of 87 vs 86 for Chattanooga (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$45 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8687
100 = US avg
1BR rent
$1,250$1,200
per month
State tax
None5.7%
income tax
Take-home at $75K
$4,741$4,384
per month

Salary needed in Des Moines to match your Chattanooga lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in ChattanoogaEquivalent in Des Moines
$40K$40,465
$50K$50,581
$60K$60,698
$75K$75,872
$80K$80,930
$100K$101,163
$120K$121,395
$150K$151,744

Monthly budget at $75K — Chattanooga vs Des Moines

ExpenseChattanoogaDes Moines
Monthly take-home$4,741$4,384
1BR rent$1,250$1,200
Groceries$357$365
Transport$45$50
Utilities$165$155
Internet$58$60
Left after essentials$2,866$2,554

Frequently asked questions

Is Des Moines cheaper than Chattanooga?

No. Des Moines has a cost of living index of 87 vs 86 for Chattanooga (100 = US average). That's about 1% more expensive.

How much will I save moving from Chattanooga to Des Moines?

On a $75K salary, moving from Chattanooga to Des Moines could save roughly $45/month on core expenses. That's ~$540/year.

What salary do I need in Des Moines to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $75,872/year in Des Moines. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only