Moving from Chattanooga to Dayton (2026)

Dayton has a COL index of 83 vs 86 for Chattanooga (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$134/mo
on core expenses · $75K salary baseline

Key differences

COL index
8683
100 = US avg
1BR rent
$1,250$1,100
per month
State tax
None3.5%
income tax
Take-home at $75K
$4,741$4,522
per month

Salary needed in Dayton to match your Chattanooga lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in ChattanoogaEquivalent in Dayton
$40K$38,605
$50K$48,256
$60K$57,907
$75K$72,384
$80K$77,209
$100K$96,512
$120K$115,814
$150K$144,767

Monthly budget at $75K — Chattanooga vs Dayton

ExpenseChattanoogaDayton
Monthly take-home$4,741$4,522
1BR rent$1,250$1,100
Groceries$357$361
Transport$45$60
Utilities$165$162
Internet$58$58
Left after essentials$2,866$2,781

Frequently asked questions

Is Dayton cheaper than Chattanooga?

Yes. Dayton has a cost of living index of 83 vs 86 for Chattanooga (100 = US average). That's about 3% cheaper.

How much will I save moving from Chattanooga to Dayton?

On a $75K salary, moving from Chattanooga to Dayton could save roughly $134/month on core expenses. That's ~$1,608/year.

What salary do I need in Dayton to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $72,384/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only