Moving from Chattanooga to Columbia (2026)

Columbia has a COL index of 87 vs 86 for Chattanooga (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$7 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8687
100 = US avg
1BR rent
$1,250$1,250
per month
State tax
None6.2%
income tax
Take-home at $75K
$4,741$4,353
per month

Salary needed in Columbia to match your Chattanooga lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in ChattanoogaEquivalent in Columbia
$40K$40,465
$50K$50,581
$60K$60,698
$75K$75,872
$80K$80,930
$100K$101,163
$120K$121,395
$150K$151,744

Monthly budget at $75K — Chattanooga vs Columbia

ExpenseChattanoogaColumbia
Monthly take-home$4,741$4,353
1BR rent$1,250$1,250
Groceries$357$361
Transport$45$45
Utilities$165$152
Internet$58$60
Left after essentials$2,866$2,485

Frequently asked questions

Is Columbia cheaper than Chattanooga?

No. Columbia has a cost of living index of 87 vs 86 for Chattanooga (100 = US average). That's about 1% more expensive.

How much will I save moving from Chattanooga to Columbia?

On a $75K salary, moving from Chattanooga to Columbia could save roughly $7/month on core expenses. That's ~$84/year.

What salary do I need in Columbia to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $75,872/year in Columbia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only