Moving from Chattanooga to Billings (2026)
Billings has a COL index of 89 vs 86 for Chattanooga (100 = US average). Expect to pay about 3% more for the same lifestyle.
Key differences
Salary needed in Billings to match your Chattanooga lifestyle
Based on the 3% cost of living increase between the two cities.
| Your salary in Chattanooga | Equivalent in Billings |
|---|---|
| $40K | $41,395 |
| $50K | $51,744 |
| $60K | $62,093 |
| $75K | $77,616 |
| $80K | $82,791 |
| $100K | $103,488 |
| $120K | $124,186 |
| $150K | $155,233 |
Monthly budget at $75K — Chattanooga vs Billings
| Expense | Chattanooga | Billings |
|---|---|---|
| Monthly take-home | $4,741 | $4,316 |
| 1BR rent | $1,250 | $1,200 |
| Groceries | $357 | $369 |
| Transport | $45 | $42 |
| Utilities | $165 | $148 |
| Internet | $58 | $68 |
| Left after essentials | $2,866 | $2,489 |
Frequently asked questions
Is Billings cheaper than Chattanooga?
No. Billings has a cost of living index of 89 vs 86 for Chattanooga (100 = US average). That's about 3% more expensive.
How much will I save moving from Chattanooga to Billings?
On a $75K salary, moving from Chattanooga to Billings could save roughly $48/month on core expenses. That's ~$576/year.
What salary do I need in Billings to match my Chattanooga lifestyle?
To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $77,616/year in Billings. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only