Moving from Chattanooga to Austin (2026)

Austin has a COL index of 122 vs 86 for Chattanooga (100 = US average). Expect to pay about 42% more for the same lifestyle.

Pay ~$582 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
86122
100 = US avg
1BR rent
$1,250$1,800
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Austin to match your Chattanooga lifestyle

Based on the 42% cost of living increase between the two cities.

Your salary in ChattanoogaEquivalent in Austin
$40K$56,744
$50K$70,930
$60K$85,116
$75K$106,395
$80K$113,488
$100K$141,860
$120K$170,233
$150K$212,791

Monthly budget at $75K — Chattanooga vs Austin

ExpenseChattanoogaAustin
Monthly take-home$4,741$4,741
1BR rent$1,250$1,800
Groceries$357$372
Transport$45$50
Utilities$165$170
Internet$58$65
Left after essentials$2,866$2,284

Frequently asked questions

Is Austin cheaper than Chattanooga?

No. Austin has a cost of living index of 122 vs 86 for Chattanooga (100 = US average). That's about 42% more expensive.

How much will I save moving from Chattanooga to Austin?

On a $75K salary, core expenses in Austin run about $582/month more than Chattanooga. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $106,395/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only