Moving from Charlotte to Missoula (2026)
Missoula has a COL index of 97 vs 100 for Charlotte (100 = US average). You'd pay about 3% less for the same lifestyle.
Key differences
Salary needed in Missoula to match your Charlotte lifestyle
Based on the 3% cost of living decrease between the two cities.
| Your salary in Charlotte | Equivalent in Missoula |
|---|---|
| $40K | $38,800 |
| $50K | $48,500 |
| $60K | $58,200 |
| $75K | $72,750 |
| $80K | $77,600 |
| $100K | $97,000 |
| $120K | $116,400 |
| $150K | $145,500 |
Monthly budget at $75K — Charlotte vs Missoula
| Expense | Charlotte | Missoula |
|---|---|---|
| Monthly take-home | $4,459 | $4,316 |
| 1BR rent | $1,700 | $1,300 |
| Groceries | $365 | $376 |
| Transport | $88 | $45 |
| Utilities | $155 | $145 |
| Internet | $60 | $68 |
| Left after essentials | $2,091 | $2,382 |
Frequently asked questions
Is Missoula cheaper than Charlotte?
Yes. Missoula has a cost of living index of 97 vs 100 for Charlotte (100 = US average). That's about 3% cheaper.
How much will I save moving from Charlotte to Missoula?
On a $75K salary, moving from Charlotte to Missoula could save roughly $434/month on core expenses. That's ~$5,208/year.
What salary do I need in Missoula to match my Charlotte lifestyle?
To maintain the same purchasing power as $75,000 in Charlotte, you'd need roughly $72,750/year in Missoula. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only