Moving from Charlotte to Charleston (2026)

Charleston has a COL index of 97 vs 100 for Charlotte (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$188/mo
on core expenses · $75K salary baseline

Key differences

COL index
10097
100 = US avg
1BR rent
$1,700$1,900
per month
State tax
4.5%6.2%
income tax
Take-home at $75K
$4,459$4,353
per month

Salary needed in Charleston to match your Charlotte lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in CharlotteEquivalent in Charleston
$40K$38,800
$50K$48,500
$60K$58,200
$75K$72,750
$80K$77,600
$100K$97,000
$120K$116,400
$150K$145,500

Monthly budget at $75K — Charlotte vs Charleston

ExpenseCharlotteCharleston
Monthly take-home$4,459$4,353
1BR rent$1,700$1,900
Groceries$365$376
Transport$88$55
Utilities$155$162
Internet$60$63
Left after essentials$2,091$1,797

Frequently asked questions

Is Charleston cheaper than Charlotte?

Yes. Charleston has a cost of living index of 97 vs 100 for Charlotte (100 = US average). That's about 3% cheaper.

How much will I save moving from Charlotte to Charleston?

On a $75K salary, core expenses in Charleston run about $188/month more than Charlotte. Factor this into your salary negotiation when relocating.

What salary do I need in Charleston to match my Charlotte lifestyle?

To maintain the same purchasing power as $75,000 in Charlotte, you'd need roughly $72,750/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only