Moving from Charlotte to Boise (2026)

Boise has a COL index of 105 vs 100 for Charlotte (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$146 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
100105
100 = US avg
1BR rent
$1,700$1,600
per month
State tax
4.5%5.8%
income tax
Take-home at $75K
$4,459$4,378
per month

Salary needed in Boise to match your Charlotte lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in CharlotteEquivalent in Boise
$40K$42,000
$50K$52,500
$60K$63,000
$75K$78,750
$80K$84,000
$100K$105,000
$120K$126,000
$150K$157,500

Monthly budget at $75K — Charlotte vs Boise

ExpenseCharlotteBoise
Monthly take-home$4,459$4,378
1BR rent$1,700$1,600
Groceries$365$372
Transport$88$45
Utilities$155$145
Internet$60$60
Left after essentials$2,091$2,156

Frequently asked questions

Is Boise cheaper than Charlotte?

No. Boise has a cost of living index of 105 vs 100 for Charlotte (100 = US average). That's about 5% more expensive.

How much will I save moving from Charlotte to Boise?

On a $75K salary, moving from Charlotte to Boise could save roughly $146/month on core expenses. That's ~$1,752/year.

What salary do I need in Boise to match my Charlotte lifestyle?

To maintain the same purchasing power as $75,000 in Charlotte, you'd need roughly $78,750/year in Boise. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only