Moving from Charleston to Fargo (2026)

Fargo has a COL index of 89 vs 97 for Charleston (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$667/mo
on core expenses · $75K salary baseline

Key differences

COL index
9789
100 = US avg
1BR rent
$1,900$1,250
per month
State tax
6.2%2.5%
income tax
Take-home at $75K
$4,353$4,584
per month

Salary needed in Fargo to match your Charleston lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in CharlestonEquivalent in Fargo
$40K$36,701
$50K$45,876
$60K$55,052
$75K$68,814
$80K$73,402
$100K$91,753
$120K$110,103
$150K$137,629

Monthly budget at $75K — Charleston vs Fargo

ExpenseCharlestonFargo
Monthly take-home$4,353$4,584
1BR rent$1,900$1,250
Groceries$376$369
Transport$55$50
Utilities$162$155
Internet$63$65
Left after essentials$1,797$2,695

Frequently asked questions

Is Fargo cheaper than Charleston?

Yes. Fargo has a cost of living index of 89 vs 97 for Charleston (100 = US average). That's about 8% cheaper.

How much will I save moving from Charleston to Fargo?

On a $75K salary, moving from Charleston to Fargo could save roughly $667/month on core expenses. That's ~$8,004/year.

What salary do I need in Fargo to match my Charleston lifestyle?

To maintain the same purchasing power as $75,000 in Charleston, you'd need roughly $68,814/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only