Moving from Cebu City to Wilmington (2026)

Wilmington has a COL index of 93 vs 37 for Cebu City (100 = US average). Expect to pay about 151% more for the same lifestyle.

Pay ~$1,431 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
37 โ†’ 93
100 = US avg
1BR rent
$400 โ†’ $1,550
per month
State tax
None โ†’ 4.5%
income tax
COL difference
37 โ†’ 93
151% more expensive

Salary needed in Wilmington to match your Cebu City lifestyle

Based on the 151% cost of living increase between the two cities.

Your salary in Cebu CityEquivalent in Wilmington
$40K$100,541
$50K$125,676
$60K$150,811
$75K$188,514
$80K$201,081
$100K$251,351
$120K$301,622
$150K$377,027

Adjust your salary

Pay ~$1,177/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Cebu City vs Wilmington

ExpenseCebu CityWilmington
Monthly take-home$4,741$4,459
1BR rent$400$1,550
Groceries$380$372
Transport$150$45
Utilities$55$158
Internet$25$62
Left after essentials$3,731$2,272

Frequently asked questions

Is Wilmington cheaper than Cebu City?

No. Wilmington has a cost of living index of 93 vs 37 for Cebu City (100 = US average). That's about 151% more expensive.

How much will I save moving from Cebu City to Wilmington?

On a $75K salary, core expenses in Wilmington run about $1,431/month more than Cebu City. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my Cebu City lifestyle?

To maintain the same purchasing power as $75,000 in Cebu City, you'd need roughly $188,514/year in Wilmington. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only