Moving from Cebu City to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 37 for Cebu City (100 = US average). Expect to pay about 176% more for the same lifestyle.

Pay ~$1,406 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
37 โ†’ 102
100 = US avg
1BR rent
$400 โ†’ $1,650
per month
State tax
None โ†’ 2.5%
income tax
COL difference
37 โ†’ 102
176% more expensive

Salary needed in Flagstaff to match your Cebu City lifestyle

Based on the 176% cost of living increase between the two cities.

Your salary in Cebu CityEquivalent in Flagstaff
$40K$110,270
$50K$137,838
$60K$165,405
$75K$206,757
$80K$220,541
$100K$275,676
$120K$330,811
$150K$413,514

Adjust your salary

Pay ~$1,329/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Cebu City vs Flagstaff

ExpenseCebu CityFlagstaff
Monthly take-home$4,741$4,584
1BR rent$400$1,650
Groceries$380$384
Transport$150$45
Utilities$55$195
Internet$25$65
Left after essentials$3,731$2,245

Frequently asked questions

Is Flagstaff cheaper than Cebu City?

No. Flagstaff has a cost of living index of 102 vs 37 for Cebu City (100 = US average). That's about 176% more expensive.

How much will I save moving from Cebu City to Flagstaff?

On a $75K salary, core expenses in Flagstaff run about $1,406/month more than Cebu City. Factor this into your salary negotiation when relocating.

What salary do I need in Flagstaff to match my Cebu City lifestyle?

To maintain the same purchasing power as $75,000 in Cebu City, you'd need roughly $206,757/year in Flagstaff. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only