Moving from Cebu City to Billings (2026)
Billings has a COL index of 89 vs 37 for Cebu City (100 = US average). Expect to pay about 141% more for the same lifestyle.
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Key differences
Salary needed in Billings to match your Cebu City lifestyle
Based on the 141% cost of living increase between the two cities.
| Your salary in Cebu City | Equivalent in Billings |
|---|---|
| $40K | $96,216 |
| $50K | $120,270 |
| $60K | $144,324 |
| $75K | $180,405 |
| $80K | $192,432 |
| $100K | $240,541 |
| $120K | $288,649 |
| $150K | $360,811 |
Adjust your salary
Monthly budget at $75K — Cebu City vs Billings
| Expense | Cebu City | Billings |
|---|---|---|
| Monthly take-home | $4,741 | $4,316 |
| 1BR rent | $400 | $1,200 |
| Groceries | $380 | $369 |
| Transport | $150 | $42 |
| Utilities | $55 | $148 |
| Internet | $25 | $68 |
| Left after essentials | $3,731 | $2,489 |
Frequently asked questions
Is Billings cheaper than Cebu City?
No. Billings has a cost of living index of 89 vs 37 for Cebu City (100 = US average). That's about 141% more expensive.
How much will I save moving from Cebu City to Billings?
On a $75K salary, core expenses in Billings run about $1,225/month more than Cebu City. Factor this into your salary negotiation when relocating.
What salary do I need in Billings to match my Cebu City lifestyle?
To maintain the same purchasing power as $75,000 in Cebu City, you'd need roughly $180,405/year in Billings. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only