Moving from Carmel to Provo (2026)
Provo has a COL index of 99 vs 98 for Carmel (100 = US average). Expect to pay about 1% more for the same lifestyle.
Pay ~$35 more/mo
on core expenses · $75K salary baseline
Key differences
COL index
9899
100 = US avg
1BR rent
$1,450$1,400
per month
State tax
3.2%4.7%
income tax
Take-home at $75K
$4,541$4,447
per month
Salary needed in Provo to match your Carmel lifestyle
Based on the 1% cost of living increase between the two cities.
| Your salary in Carmel | Equivalent in Provo |
|---|---|
| $40K | $40,408 |
| $50K | $50,510 |
| $60K | $60,612 |
| $75K | $75,765 |
| $80K | $80,816 |
| $100K | $101,020 |
| $120K | $121,224 |
| $150K | $151,531 |
Monthly budget at $75K — Carmel vs Provo
| Expense | Carmel | Provo |
|---|---|---|
| Monthly take-home | $4,541 | $4,447 |
| 1BR rent | $1,450 | $1,400 |
| Groceries | $376 | $372 |
| Transport | $40 | $62 |
| Utilities | $152 | $148 |
| Internet | $62 | $63 |
| Left after essentials | $2,461 | $2,402 |
Frequently asked questions
Is Provo cheaper than Carmel?
No. Provo has a cost of living index of 99 vs 98 for Carmel (100 = US average). That's about 1% more expensive.
How much will I save moving from Carmel to Provo?
On a $75K salary, moving from Carmel to Provo could save roughly $35/month on core expenses. That's ~$420/year.
What salary do I need in Provo to match my Carmel lifestyle?
To maintain the same purchasing power as $75,000 in Carmel, you'd need roughly $75,765/year in Provo. This is based on the overall COL index difference between the two cities.
Moving from Provo to CarmelCarmel vs Provo — full comparisonCarmel cost of livingProvo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only