Moving from Carmel to Lexington (2026)
Lexington has a COL index of 89 vs 98 for Carmel (100 = US average). You'd pay about 9% less for the same lifestyle.
Save ~$87/mo
on core expenses · $75K salary baseline
Key differences
COL index
9889
100 = US avg
1BR rent
$1,450$1,350
per month
State tax
3.2%4%
income tax
Take-home at $75K
$4,541$4,491
per month
Salary needed in Lexington to match your Carmel lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in Carmel | Equivalent in Lexington |
|---|---|
| $40K | $36,327 |
| $50K | $45,408 |
| $60K | $54,490 |
| $75K | $68,112 |
| $80K | $72,653 |
| $100K | $90,816 |
| $120K | $108,980 |
| $150K | $136,224 |
Monthly budget at $75K — Carmel vs Lexington
| Expense | Carmel | Lexington |
|---|---|---|
| Monthly take-home | $4,541 | $4,491 |
| 1BR rent | $1,450 | $1,350 |
| Groceries | $376 | $365 |
| Transport | $40 | $60 |
| Utilities | $152 | $158 |
| Internet | $62 | $60 |
| Left after essentials | $2,461 | $2,498 |
Frequently asked questions
Is Lexington cheaper than Carmel?
Yes. Lexington has a cost of living index of 89 vs 98 for Carmel (100 = US average). That's about 9% cheaper.
How much will I save moving from Carmel to Lexington?
On a $75K salary, moving from Carmel to Lexington could save roughly $87/month on core expenses. That's ~$1,044/year.
What salary do I need in Lexington to match my Carmel lifestyle?
To maintain the same purchasing power as $75,000 in Carmel, you'd need roughly $68,112/year in Lexington. This is based on the overall COL index difference between the two cities.
Moving from Lexington to CarmelCarmel vs Lexington — full comparisonCarmel cost of livingLexington cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only