Moving from Carmel to Flint (2026)

Flint has a COL index of 77 vs 98 for Carmel (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$583/mo
on core expenses · $75K salary baseline

Key differences

COL index
9877
100 = US avg
1BR rent
$1,450$880
per month
State tax
3.2%4.1%
income tax
Take-home at $75K
$4,541$4,484
per month

Salary needed in Flint to match your Carmel lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in CarmelEquivalent in Flint
$40K$31,429
$50K$39,286
$60K$47,143
$75K$58,929
$80K$62,857
$100K$78,571
$120K$94,286
$150K$117,857

Monthly budget at $75K — Carmel vs Flint

ExpenseCarmelFlint
Monthly take-home$4,541$4,484
1BR rent$1,450$880
Groceries$376$346
Transport$40$48
Utilities$152$168
Internet$62$55
Left after essentials$2,461$2,987

Frequently asked questions

Is Flint cheaper than Carmel?

Yes. Flint has a cost of living index of 77 vs 98 for Carmel (100 = US average). That's about 21% cheaper.

How much will I save moving from Carmel to Flint?

On a $75K salary, moving from Carmel to Flint could save roughly $583/month on core expenses. That's ~$6,996/year.

What salary do I need in Flint to match my Carmel lifestyle?

To maintain the same purchasing power as $75,000 in Carmel, you'd need roughly $58,929/year in Flint. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only