Moving from Cape Coral to Waco (2026)

Waco has a COL index of 83 vs 96 for Cape Coral (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$813/mo
on core expenses · $75K salary baseline

Key differences

COL index
9683
100 = US avg
1BR rent
$1,750$1,000
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Waco to match your Cape Coral lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in Cape CoralEquivalent in Waco
$40K$34,583
$50K$43,229
$60K$51,875
$75K$64,844
$80K$69,167
$100K$86,458
$120K$103,750
$150K$129,688

Monthly budget at $75K — Cape Coral vs Waco

ExpenseCape CoralWaco
Monthly take-home$4,741$4,741
1BR rent$1,750$1,000
Groceries$372$350
Transport$48$38
Utilities$198$172
Internet$65$60
Left after essentials$2,308$3,121

Frequently asked questions

Is Waco cheaper than Cape Coral?

Yes. Waco has a cost of living index of 83 vs 96 for Cape Coral (100 = US average). That's about 14% cheaper.

How much will I save moving from Cape Coral to Waco?

On a $75K salary, moving from Cape Coral to Waco could save roughly $813/month on core expenses. That's ~$9,756/year.

What salary do I need in Waco to match my Cape Coral lifestyle?

To maintain the same purchasing power as $75,000 in Cape Coral, you'd need roughly $64,844/year in Waco. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only