Moving from Cape Coral to St. Paul (2026)

St. Paul has a COL index of 97 vs 96 for Cape Coral (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$196 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9697
100 = US avg
1BR rent
$1,750$1,500
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in St. Paul to match your Cape Coral lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in Cape CoralEquivalent in St. Paul
$40K$40,417
$50K$50,521
$60K$60,625
$75K$75,781
$80K$80,833
$100K$101,042
$120K$121,250
$150K$151,563

Monthly budget at $75K — Cape Coral vs St. Paul

ExpenseCape CoralSt. Paul
Monthly take-home$4,741$4,122
1BR rent$1,750$1,500
Groceries$372$384
Transport$48$95
Utilities$198$195
Internet$65$63
Left after essentials$2,308$1,885

Frequently asked questions

Is St. Paul cheaper than Cape Coral?

No. St. Paul has a cost of living index of 97 vs 96 for Cape Coral (100 = US average). That's about 1% more expensive.

How much will I save moving from Cape Coral to St. Paul?

On a $75K salary, moving from Cape Coral to St. Paul could save roughly $196/month on core expenses. That's ~$2,352/year.

What salary do I need in St. Paul to match my Cape Coral lifestyle?

To maintain the same purchasing power as $75,000 in Cape Coral, you'd need roughly $75,781/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only