Moving from Buffalo to Waco (2026)
Waco has a COL index of 83 vs 90 for Buffalo (100 = US average). You'd pay about 8% less for the same lifestyle.
Save ~$336/mo
on core expenses · $75K salary baseline
Key differences
COL index
9083
100 = US avg
1BR rent
$1,250$1,000
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month
Salary needed in Waco to match your Buffalo lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Buffalo | Equivalent in Waco |
|---|---|
| $40K | $36,889 |
| $50K | $46,111 |
| $60K | $55,333 |
| $75K | $69,167 |
| $80K | $73,778 |
| $100K | $92,222 |
| $120K | $110,667 |
| $150K | $138,333 |
Monthly budget at $75K — Buffalo vs Waco
| Expense | Buffalo | Waco |
|---|---|---|
| Monthly take-home | $4,309 | $4,741 |
| 1BR rent | $1,250 | $1,000 |
| Groceries | $384 | $350 |
| Transport | $72 | $38 |
| Utilities | $185 | $172 |
| Internet | $65 | $60 |
| Left after essentials | $2,353 | $3,121 |
Frequently asked questions
Is Waco cheaper than Buffalo?
Yes. Waco has a cost of living index of 83 vs 90 for Buffalo (100 = US average). That's about 8% cheaper.
How much will I save moving from Buffalo to Waco?
On a $75K salary, moving from Buffalo to Waco could save roughly $336/month on core expenses. That's ~$4,032/year.
What salary do I need in Waco to match my Buffalo lifestyle?
To maintain the same purchasing power as $75,000 in Buffalo, you'd need roughly $69,167/year in Waco. This is based on the overall COL index difference between the two cities.
Moving from Waco to BuffaloBuffalo vs Waco — full comparisonBuffalo cost of livingWaco cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only