Moving from Boulder to Richmond (2026)

Richmond has a COL index of 98 vs 132 for Boulder (100 = US average). You'd pay about 26% less for the same lifestyle.

Save ~$746/mo
on core expenses · $75K salary baseline

Key differences

COL index
13298
100 = US avg
1BR rent
$2,300$1,600
per month
State tax
4.4%5.8%
income tax
Take-home at $75K
$4,466$4,378
per month

Salary needed in Richmond to match your Boulder lifestyle

Based on the 26% cost of living decrease between the two cities.

Your salary in BoulderEquivalent in Richmond
$40K$29,697
$50K$37,121
$60K$44,545
$75K$55,682
$80K$59,394
$100K$74,242
$120K$89,091
$150K$111,364

Monthly budget at $75K — Boulder vs Richmond

ExpenseBoulderRichmond
Monthly take-home$4,466$4,378
1BR rent$2,300$1,600
Groceries$414$369
Transport$80$70
Utilities$138$155
Internet$68$60
Left after essentials$1,466$2,124

Frequently asked questions

Is Richmond cheaper than Boulder?

Yes. Richmond has a cost of living index of 98 vs 132 for Boulder (100 = US average). That's about 26% cheaper.

How much will I save moving from Boulder to Richmond?

On a $75K salary, moving from Boulder to Richmond could save roughly $746/month on core expenses. That's ~$8,952/year.

What salary do I need in Richmond to match my Boulder lifestyle?

To maintain the same purchasing power as $75,000 in Boulder, you'd need roughly $55,682/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only