Moving from Boulder to Fargo (2026)

Fargo has a COL index of 89 vs 132 for Boulder (100 = US average). You'd pay about 33% less for the same lifestyle.

Save ~$1,111/mo
on core expenses · $75K salary baseline

Key differences

COL index
13289
100 = US avg
1BR rent
$2,300$1,250
per month
State tax
4.4%2.5%
income tax
Take-home at $75K
$4,466$4,584
per month

Salary needed in Fargo to match your Boulder lifestyle

Based on the 33% cost of living decrease between the two cities.

Your salary in BoulderEquivalent in Fargo
$40K$26,970
$50K$33,712
$60K$40,455
$75K$50,568
$80K$53,939
$100K$67,424
$120K$80,909
$150K$101,136

Monthly budget at $75K — Boulder vs Fargo

ExpenseBoulderFargo
Monthly take-home$4,466$4,584
1BR rent$2,300$1,250
Groceries$414$369
Transport$80$50
Utilities$138$155
Internet$68$65
Left after essentials$1,466$2,695

Frequently asked questions

Is Fargo cheaper than Boulder?

Yes. Fargo has a cost of living index of 89 vs 132 for Boulder (100 = US average). That's about 33% cheaper.

How much will I save moving from Boulder to Fargo?

On a $75K salary, moving from Boulder to Fargo could save roughly $1,111/month on core expenses. That's ~$13,332/year.

What salary do I need in Fargo to match my Boulder lifestyle?

To maintain the same purchasing power as $75,000 in Boulder, you'd need roughly $50,568/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only