Moving from Boulder to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 132 for Boulder (100 = US average). You'd pay about 35% less for the same lifestyle.

Save ~$1,125/mo
on core expenses · $75K salary baseline

Key differences

COL index
13286
100 = US avg
1BR rent
$2,300$1,250
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in Chattanooga to match your Boulder lifestyle

Based on the 35% cost of living decrease between the two cities.

Your salary in BoulderEquivalent in Chattanooga
$40K$26,061
$50K$32,576
$60K$39,091
$75K$48,864
$80K$52,121
$100K$65,152
$120K$78,182
$150K$97,727

Monthly budget at $75K — Boulder vs Chattanooga

ExpenseBoulderChattanooga
Monthly take-home$4,466$4,741
1BR rent$2,300$1,250
Groceries$414$357
Transport$80$45
Utilities$138$165
Internet$68$58
Left after essentials$1,466$2,866

Frequently asked questions

Is Chattanooga cheaper than Boulder?

Yes. Chattanooga has a cost of living index of 86 vs 132 for Boulder (100 = US average). That's about 35% cheaper.

How much will I save moving from Boulder to Chattanooga?

On a $75K salary, moving from Boulder to Chattanooga could save roughly $1,125/month on core expenses. That's ~$13,500/year.

What salary do I need in Chattanooga to match my Boulder lifestyle?

To maintain the same purchasing power as $75,000 in Boulder, you'd need roughly $48,864/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only