Moving from Boston to Wilmington (2026)

Wilmington has a COL index of 93 vs 162 for Boston (100 = US average). You'd pay about 43% less for the same lifestyle.

Save ~$1,576/mo
on core expenses · $75K salary baseline

Key differences

COL index
16293
100 = US avg
1BR rent
$3,000$1,550
per month
State tax
5%4.5%
income tax
Take-home at $75K
$4,428$4,459
per month

Salary needed in Wilmington to match your Boston lifestyle

Based on the 43% cost of living decrease between the two cities.

Your salary in BostonEquivalent in Wilmington
$40K$22,963
$50K$28,704
$60K$34,444
$75K$43,056
$80K$45,926
$100K$57,407
$120K$68,889
$150K$86,111

Monthly budget at $75K — Boston vs Wilmington

ExpenseBostonWilmington
Monthly take-home$4,428$4,459
1BR rent$3,000$1,550
Groceries$418$372
Transport$90$45
Utilities$185$158
Internet$70$62
Left after essentials$665$2,272

Frequently asked questions

Is Wilmington cheaper than Boston?

Yes. Wilmington has a cost of living index of 93 vs 162 for Boston (100 = US average). That's about 43% cheaper.

How much will I save moving from Boston to Wilmington?

On a $75K salary, moving from Boston to Wilmington could save roughly $1,576/month on core expenses. That's ~$18,912/year.

What salary do I need in Wilmington to match my Boston lifestyle?

To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $43,056/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only