Moving from Boston to Providence (2026)
Providence has a COL index of 108 vs 162 for Boston (100 = US average). You'd pay about 33% less for the same lifestyle.
Key differences
Salary needed in Providence to match your Boston lifestyle
Based on the 33% cost of living decrease between the two cities.
| Your salary in Boston | Equivalent in Providence |
|---|---|
| $40K | $26,667 |
| $50K | $33,333 |
| $60K | $40,000 |
| $75K | $50,000 |
| $80K | $53,333 |
| $100K | $66,667 |
| $120K | $80,000 |
| $150K | $100,000 |
Monthly budget at $75K — Boston vs Providence
| Expense | Boston | Providence |
|---|---|---|
| Monthly take-home | $4,428 | $4,366 |
| 1BR rent | $3,000 | $1,800 |
| Groceries | $418 | $399 |
| Transport | $90 | $75 |
| Utilities | $185 | $195 |
| Internet | $70 | $68 |
| Left after essentials | $665 | $1,829 |
Frequently asked questions
Is Providence cheaper than Boston?
Yes. Providence has a cost of living index of 108 vs 162 for Boston (100 = US average). That's about 33% cheaper.
How much will I save moving from Boston to Providence?
On a $75K salary, moving from Boston to Providence could save roughly $1,226/month on core expenses. That's ~$14,712/year.
What salary do I need in Providence to match my Boston lifestyle?
To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $50,000/year in Providence. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only