Moving from Boston to Gainesville (2026)

Gainesville has a COL index of 88 vs 162 for Boston (100 = US average). You'd pay about 46% less for the same lifestyle.

Save ~$1,802/mo
on core expenses · $75K salary baseline

Key differences

COL index
16288
100 = US avg
1BR rent
$3,000$1,300
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Gainesville to match your Boston lifestyle

Based on the 46% cost of living decrease between the two cities.

Your salary in BostonEquivalent in Gainesville
$40K$21,728
$50K$27,160
$60K$32,593
$75K$40,741
$80K$43,457
$100K$54,321
$120K$65,185
$150K$81,481

Monthly budget at $75K — Boston vs Gainesville

ExpenseBostonGainesville
Monthly take-home$4,428$4,741
1BR rent$3,000$1,300
Groceries$418$361
Transport$90$55
Utilities$185$185
Internet$70$60
Left after essentials$665$2,780

Frequently asked questions

Is Gainesville cheaper than Boston?

Yes. Gainesville has a cost of living index of 88 vs 162 for Boston (100 = US average). That's about 46% cheaper.

How much will I save moving from Boston to Gainesville?

On a $75K salary, moving from Boston to Gainesville could save roughly $1,802/month on core expenses. That's ~$21,624/year.

What salary do I need in Gainesville to match my Boston lifestyle?

To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $40,741/year in Gainesville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only