Moving from Boston to Birmingham (2026)

Birmingham has a COL index of 84 vs 162 for Boston (100 = US average). You'd pay about 48% less for the same lifestyle.

Save ~$1,933/mo
on core expenses · $75K salary baseline

Key differences

COL index
16284
100 = US avg
1BR rent
$3,000$1,200
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Birmingham to match your Boston lifestyle

Based on the 48% cost of living decrease between the two cities.

Your salary in BostonEquivalent in Birmingham
$40K$20,741
$50K$25,926
$60K$31,111
$75K$38,889
$80K$41,481
$100K$51,852
$120K$62,222
$150K$77,778

Monthly budget at $75K — Boston vs Birmingham

ExpenseBostonBirmingham
Monthly take-home$4,428$4,428
1BR rent$3,000$1,200
Groceries$418$357
Transport$90$40
Utilities$185$175
Internet$70$58
Left after essentials$665$2,598

Frequently asked questions

Is Birmingham cheaper than Boston?

Yes. Birmingham has a cost of living index of 84 vs 162 for Boston (100 = US average). That's about 48% cheaper.

How much will I save moving from Boston to Birmingham?

On a $75K salary, moving from Boston to Birmingham could save roughly $1,933/month on core expenses. That's ~$23,196/year.

What salary do I need in Birmingham to match my Boston lifestyle?

To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $38,889/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only