Moving from Boise to San Diego (2026)

San Diego has a COL index of 148 vs 105 for Boise (100 = US average). Expect to pay about 41% more for the same lifestyle.

Pay ~$1,087 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
105148
100 = US avg
1BR rent
$1,600$2,600
per month
State tax
5.8%9.3%
income tax
Take-home at $75K
$4,378$4,159
per month

Salary needed in San Diego to match your Boise lifestyle

Based on the 41% cost of living increase between the two cities.

Your salary in BoiseEquivalent in San Diego
$40K$56,381
$50K$70,476
$60K$84,571
$75K$105,714
$80K$112,762
$100K$140,952
$120K$169,143
$150K$211,429

Monthly budget at $75K — Boise vs San Diego

ExpenseBoiseSan Diego
Monthly take-home$4,378$4,159
1BR rent$1,600$2,600
Groceries$372$414
Transport$45$100
Utilities$145$130
Internet$60$65
Left after essentials$2,156$850

Frequently asked questions

Is San Diego cheaper than Boise?

No. San Diego has a cost of living index of 148 vs 105 for Boise (100 = US average). That's about 41% more expensive.

How much will I save moving from Boise to San Diego?

On a $75K salary, core expenses in San Diego run about $1,087/month more than Boise. Factor this into your salary negotiation when relocating.

What salary do I need in San Diego to match my Boise lifestyle?

To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $105,714/year in San Diego. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only