Moving from Boise to Memphis (2026)
Memphis has a COL index of 83 vs 105 for Boise (100 = US average). You'd pay about 21% less for the same lifestyle.
Save ~$485/mo
on core expenses · $75K salary baseline
Key differences
COL index
10583
100 = US avg
1BR rent
$1,600$1,100
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month
Salary needed in Memphis to match your Boise lifestyle
Based on the 21% cost of living decrease between the two cities.
| Your salary in Boise | Equivalent in Memphis |
|---|---|
| $40K | $31,619 |
| $50K | $39,524 |
| $60K | $47,429 |
| $75K | $59,286 |
| $80K | $63,238 |
| $100K | $79,048 |
| $120K | $94,857 |
| $150K | $118,571 |
Monthly budget at $75K — Boise vs Memphis
| Expense | Boise | Memphis |
|---|---|---|
| Monthly take-home | $4,378 | $4,741 |
| 1BR rent | $1,600 | $1,100 |
| Groceries | $372 | $357 |
| Transport | $45 | $55 |
| Utilities | $145 | $170 |
| Internet | $60 | $55 |
| Left after essentials | $2,156 | $3,004 |
Frequently asked questions
Is Memphis cheaper than Boise?
Yes. Memphis has a cost of living index of 83 vs 105 for Boise (100 = US average). That's about 21% cheaper.
How much will I save moving from Boise to Memphis?
On a $75K salary, moving from Boise to Memphis could save roughly $485/month on core expenses. That's ~$5,820/year.
What salary do I need in Memphis to match my Boise lifestyle?
To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $59,286/year in Memphis. This is based on the overall COL index difference between the two cities.
Moving from Memphis to BoiseBoise vs Memphis — full comparisonBoise cost of livingMemphis cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only