Moving from Boise to Fargo (2026)
Fargo has a COL index of 89 vs 105 for Boise (100 = US average). You'd pay about 15% less for the same lifestyle.
Save ~$333/mo
on core expenses · $75K salary baseline
Key differences
COL index
10589
100 = US avg
1BR rent
$1,600$1,250
per month
State tax
5.8%2.5%
income tax
Take-home at $75K
$4,378$4,584
per month
Salary needed in Fargo to match your Boise lifestyle
Based on the 15% cost of living decrease between the two cities.
| Your salary in Boise | Equivalent in Fargo |
|---|---|
| $40K | $33,905 |
| $50K | $42,381 |
| $60K | $50,857 |
| $75K | $63,571 |
| $80K | $67,810 |
| $100K | $84,762 |
| $120K | $101,714 |
| $150K | $127,143 |
Monthly budget at $75K — Boise vs Fargo
| Expense | Boise | Fargo |
|---|---|---|
| Monthly take-home | $4,378 | $4,584 |
| 1BR rent | $1,600 | $1,250 |
| Groceries | $372 | $369 |
| Transport | $45 | $50 |
| Utilities | $145 | $155 |
| Internet | $60 | $65 |
| Left after essentials | $2,156 | $2,695 |
Frequently asked questions
Is Fargo cheaper than Boise?
Yes. Fargo has a cost of living index of 89 vs 105 for Boise (100 = US average). That's about 15% cheaper.
How much will I save moving from Boise to Fargo?
On a $75K salary, moving from Boise to Fargo could save roughly $333/month on core expenses. That's ~$3,996/year.
What salary do I need in Fargo to match my Boise lifestyle?
To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $63,571/year in Fargo. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only